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Transcontinental Lending Group has built a strong reputation as an outstanding correspondent lender firm serving the lending needs of real estate professionals, builders and individual home buyers nationwide.

We're a full service experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs. But that's just the beginning of our service, throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan.

We also offer our Purchase Plus Program. This special program allows us to speed up your loan process because your loan will be underwritten and conditionally approved before you purchase your new home!  Our service further includes the special Mortgage Manager Service for those wishing to refinance the rate and term of their mortgage and/or take cash-hand.

And, now it's our pleasure to offer all of our exceptional mortgage services online. Transcontinental Lending Group you not only have access to the best loans available in the marketplace, but you can review loan alternatives, and even apply online for your loan, at your convenience - 24 hours a day. By working with Transcontinental Lending Group you not only have access to the best…..

Here is just a sample of the many different loan products we have to offer:

WE SPECIALIZE IN GOVERNMENT LOANS!

ALL STATE EMPLOYEES WELCOME!

FHA/VA up to over 97% of the value of your home. We would also like to let you know we also specialize in REVERSE MORTGAGES

• 30 yr fixed rate Primary and Second Homes
• Credit Scores down to 500
• No Limit on Cash-Out
• No Reserve Requirement on any 1-2 Unit
• Gift Funds Accepted on All Purchases
• 97.75 LTV on Purchases and R/T Refinance
• 95 LTV on Cash-Out Refinance
• 6% Seller Assist Allowed on All Purchases
• Higher DTIs allowed
• The Story Matters – FHA underwriting is common sense underwriting in its Truest Sense.

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WE SPECIALIZE IN COMMUNITY SERVICE LOANS !!!

If you are a Community Service Worker and work for the School Board, Police Department, Fire Department or any other Department which serves the Community, you can apply to qualify for our “MY COMMUNITY MORTGAGE” Program.  This program offers:

• Up to 100% financing
• Purchases and Refinances
• Flexibility on Credit History
• Gift money OK on Purchases
• Grants or Loans from Non-Profit Agency OK
• 3% Seller Concessions Allowed Up to 100% Financing on Purchases
• Cannot own another home at time of closing

WE FEATURE SPECIALTY  LOANS!!!

• Use of Deposits on Business Bank Statements for Income Verification for Self-Employed Borrowers
• Loan amounts up to $10,000,000 on Homes
• Commercial Loans up to $100,000,000 World Wide
• Bankruptcy OK (on case by case basis)
• Credit Score as low as 500
• Foreclosure Bailouts
• Private Money Mortgages
• Purchase with No Income Verification
• Investor Purchases of 1 to 4 Family Residences
• Condo Conversions

Call or apply online today. We thank you for visiting our website and we look forward to putting our mortgage service to work for you.